Question 1

How is the military pension calculated?

Accepted Answer

Under the Blended Retirement System (BRS), the pension is 2.0% × years of service × high-3 average base pay (the average of your highest 36 months of base pay). Under the Legacy system, the multiplier is 2.5% per year. A 20-year BRS retiree receives 40% of their high-3 average; a Legacy retiree receives 50%.

Question 2

What is the BRS (Blended Retirement System)?

Accepted Answer

The BRS combines a reduced pension (2.0% per year vs 2.5% under Legacy) with TSP matching contributions. All service members who joined after January 1, 2018 are automatically enrolled in BRS. The system blends a defined-benefit pension with a defined-contribution plan (TSP).

Question 3

What is CRDP (Concurrent Retirement and Disability Pay)?

Accepted Answer

CRDP allows military retirees with a VA disability rating of 50% or higher to receive both their full military pension and their VA disability compensation without offset. Without CRDP, disability pay reduces the pension dollar-for-dollar.

Military Retirement Calculator

Retirement Details

Monthly Pension

Monthly TSP Withdrawal

Combined Monthly Income

Pension as % of Pay

Retirement Income Over Time

Year-by-Year Retirement Income