Rent vs Buy in Denver, CO

Denver, CO Assumptions

Home Purchase
Ongoing Costs
Rental
Growth
Tax
Projection

Buy Net Worth

Rent Net Worth

Break-Even

Verdict

Net Worth Over Time — Denver, CO

Year-by-Year Comparison

Year-by-year rent vs buy comparison for Denver, CO
Year Buy
Net Worth
Rent
Net Worth
Difference Monthly
Buy Cost
Monthly
Rent

Cities & Towns in Denver, CO

This calculator's defaults reflect the broader Denver, CO metropolitan area, including:

  • Denver
  • Aurora
  • Lakewood
  • Thornton
  • Westminster
  • Centennial
  • Highlands Ranch
  • Littleton
  • Boulder
  • Broomfield
  • Parker
  • Castle Rock
  • Englewood

Region: West. Housing cost-of-living index: 143 (national avg = 100). Composite cost-of-living: 117.

About this Denver, CO estimate

The default home price and rent come from the Denver, CO metropolitan area's housing cost-of-living index applied to national 2025 medians ($420,000 home, $1,850/mo rent for a typical 2-3 BR). The property tax rate is the average effective rate for Colorado per the Tax Foundation. These are starting points — adjust to match your specific listing, neighborhood, and tax bill.