Phoenix, AZ Assumptions
Buy Net Worth
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Rent Net Worth
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Break-Even
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Verdict
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Net Worth Over Time — Phoenix, AZ
Year-by-Year Comparison
| Year | Buy Net Worth |
Rent Net Worth |
Difference | Monthly Buy Cost |
Monthly Rent |
|---|
Cities & Towns in Phoenix, AZ
This calculator's defaults reflect the broader Phoenix, AZ metropolitan area, including:
- Phoenix
- Mesa
- Chandler
- Scottsdale
- Glendale
- Gilbert
- Tempe
- Peoria
- Surprise
- Goodyear
- Avondale
- Buckeye
- Queen Creek
- Paradise Valley
Region: West. Housing cost-of-living index: 113 (national avg = 100). Composite cost-of-living: 103.
About this Phoenix, AZ estimate
The default home price and rent come from the Phoenix, AZ metropolitan area's housing cost-of-living index applied to national 2025 medians ($420,000 home, $1,850/mo rent for a typical 2-3 BR). The property tax rate is the average effective rate for Arizona per the Tax Foundation. These are starting points — adjust to match your specific listing, neighborhood, and tax bill.