Rent vs Buy in Portland, OR

Portland, OR Assumptions

Home Purchase
Ongoing Costs
Rental
Growth
Tax
Projection

Buy Net Worth

Rent Net Worth

Break-Even

Verdict

Net Worth Over Time — Portland, OR

Year-by-Year Comparison

Year-by-year rent vs buy comparison for Portland, OR
Year Buy
Net Worth
Rent
Net Worth
Difference Monthly
Buy Cost
Monthly
Rent

Cities & Towns in Portland, OR

This calculator's defaults reflect the broader Portland, OR metropolitan area, including:

  • Portland
  • Beaverton
  • Hillsboro
  • Gresham
  • Tigard
  • Lake Oswego
  • Tualatin
  • Oregon City
  • West Linn
  • Wilsonville
  • Vancouver (WA)

Region: West. Housing cost-of-living index: 142 (national avg = 100). Composite cost-of-living: 118.

About this Portland, OR estimate

The default home price and rent come from the Portland, OR metropolitan area's housing cost-of-living index applied to national 2025 medians ($420,000 home, $1,850/mo rent for a typical 2-3 BR). The property tax rate is the average effective rate for Oregon per the Tax Foundation. These are starting points — adjust to match your specific listing, neighborhood, and tax bill.