Rent vs Buy in Raleigh, NC

Raleigh, NC Assumptions

Home Purchase
Ongoing Costs
Rental
Growth
Tax
Projection

Buy Net Worth

Rent Net Worth

Break-Even

Verdict

Net Worth Over Time — Raleigh, NC

Year-by-Year Comparison

Year-by-year rent vs buy comparison for Raleigh, NC
Year Buy
Net Worth
Rent
Net Worth
Difference Monthly
Buy Cost
Monthly
Rent

Cities & Towns in Raleigh, NC

This calculator's defaults reflect the broader Raleigh, NC metropolitan area, including:

  • Raleigh
  • Cary
  • Apex
  • Wake Forest
  • Garner
  • Holly Springs
  • Fuquay-Varina
  • Morrisville
  • Knightdale
  • Wendell

Region: South. Housing cost-of-living index: 120 (national avg = 100). Composite cost-of-living: 107.

About this Raleigh, NC estimate

The default home price and rent come from the Raleigh, NC metropolitan area's housing cost-of-living index applied to national 2025 medians ($420,000 home, $1,850/mo rent for a typical 2-3 BR). The property tax rate is the average effective rate for North Carolina per the Tax Foundation. These are starting points — adjust to match your specific listing, neighborhood, and tax bill.