Rent vs Buy in San Antonio, TX

San Antonio, TX Assumptions

Home Purchase
Ongoing Costs
Rental
Growth
Tax
Projection

Buy Net Worth

Rent Net Worth

Break-Even

Verdict

Net Worth Over Time — San Antonio, TX

Year-by-Year Comparison

Year-by-year rent vs buy comparison for San Antonio, TX
Year Buy
Net Worth
Rent
Net Worth
Difference Monthly
Buy Cost
Monthly
Rent

Cities & Towns in San Antonio, TX

This calculator's defaults reflect the broader San Antonio, TX metropolitan area, including:

  • San Antonio
  • New Braunfels
  • Schertz
  • Cibolo
  • Universal City
  • Live Oak
  • Boerne
  • Selma
  • Helotes
  • Converse

Region: South. Housing cost-of-living index: 78 (national avg = 100). Composite cost-of-living: 89.

About this San Antonio, TX estimate

The default home price and rent come from the San Antonio, TX metropolitan area's housing cost-of-living index applied to national 2025 medians ($420,000 home, $1,850/mo rent for a typical 2-3 BR). The property tax rate is the average effective rate for Texas per the Tax Foundation. These are starting points — adjust to match your specific listing, neighborhood, and tax bill.