Rent vs Buy in Seattle, WA

Seattle, WA Assumptions

Home Purchase
Ongoing Costs
Rental
Growth
Tax
Projection

Buy Net Worth

Rent Net Worth

Break-Even

Verdict

Net Worth Over Time — Seattle, WA

Year-by-Year Comparison

Year-by-year rent vs buy comparison for Seattle, WA
Year Buy
Net Worth
Rent
Net Worth
Difference Monthly
Buy Cost
Monthly
Rent

Cities & Towns in Seattle, WA

This calculator's defaults reflect the broader Seattle, WA metropolitan area, including:

  • Seattle
  • Bellevue
  • Tacoma
  • Kent
  • Renton
  • Kirkland
  • Redmond
  • Federal Way
  • Everett
  • Auburn
  • Sammamish
  • Issaquah
  • Mercer Island
  • Bothell

Region: West. Housing cost-of-living index: 155 (national avg = 100). Composite cost-of-living: 122.

About this Seattle, WA estimate

The default home price and rent come from the Seattle, WA metropolitan area's housing cost-of-living index applied to national 2025 medians ($420,000 home, $1,850/mo rent for a typical 2-3 BR). The property tax rate is the average effective rate for Washington per the Tax Foundation. These are starting points — adjust to match your specific listing, neighborhood, and tax bill.