Financial Guides
Life event checklists and calculator decision guides.
Life Event Guides
New Grad Financial Planner
First paycheck priorities: decode your pay stub, enroll in benefits, start the employer match, tackle student loans, and build a budget from zero.
Moving to Your Own Place
First apartment checklist: what you can afford, upfront costs, monthly budget reality check, renter's insurance, and location trade-offs.
Wedding Budget
Category breakdown, regional cost adjustments, and a savings timeline to plan and pay for your wedding without starting married life in debt.
Just Got Married
Financial checklist for newlyweds: taxes, insurance, budgeting, beneficiaries, and retirement planning.
Having a Baby
Financial checklist for new parents: insurance, budgeting for childcare, 529 plans, life insurance, and estate planning.
Planning for College
Compare true costs after financial aid, evaluate student loan burden, check debt-to-income ratios, and decide between schools using net price and return on investment.
Changing Jobs
Financial checklist for job changes: 401(k) rollover, comparing offers, health insurance gaps, and tax withholding.
Job Loss & Layoff
Financial survival guide: severance evaluation, health insurance options, unemployment filing, emergency budgeting, and protecting retirement savings.
Going Freelance
Financial checklist for new freelancers: self-employment taxes, setting your rate, quarterly payments, retirement accounts, and business structure.
Inheriting Money
Financial checklist for inheritance: tax implications, inherited individual retirement account (IRA) rules, debt payoff, and investing a windfall.
Retirement Healthcare
Bridge the Medicare gap: COBRA vs. ACA marketplace, MAGI management for subsidies, HSA bridge strategy, and Medicare enrollment at 65.
Specialty Guides
Decoding Your Offer Letter
Understand every compensation component: base salary, bonus, RSUs, stock options, ESPP, 401(k) match, and health insurance.
Buying Your First Rental Property
Step-by-step guide to analyzing deals, choosing a strategy, getting financing, and managing your first rental property.
Military Transition
Financial checklist for separating or retiring service members: TSP decisions, pension options, VA loan, SBP elections, and civilian salary comparison.
Calculator Decision Guides
Retirement Calculators
Roth vs Traditional, 401(k), rollover, employer match, required minimum distributions (RMD) — which calculator fits your question?
Mortgage Calculators
Payment estimation, affordability, rent vs buy, refinancing — find the right housing calculator.
Debt Calculators
Snowball vs avalanche, credit cards, student loans, auto loans — which debt calculator do you need?
Charitable Giving Strategies
Direct cash, appreciated stock, donor-advised funds (DAFs), qualified charitable distributions (QCDs) — which giving strategy fits your situation?